---
title: "Examples"
description: "Detailed examples showing how split payment transfers are calculated with different configurations: global percentages, product-specific fixed amounts, variable products, and multiple connected accounts."
url: "https://docs.splitpayplugin.com/faqs/examples/"
---
The examples below demonstrate how Split Pay calculates transfer amounts in various real-world scenarios. Each example includes a configuration summary and a breakdown table showing the exact calculations.

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## Example 1: global percentage + product-specific percentage override

### Configuration

*   **Global setting:** 10% to Vendor A (`acct_vendorA`)
*   **Product B override:** 15% to Vendor A (`acct_vendorA`)
*   **Product C:** No product-level settings (uses global)

### Order: 1x product b ($80.00) + 1x product c ($40.00)

| Line Item | Price | Transfer Rule | Calculation | Transfer Amount |
| --- | --- | --- | --- | --- |
| **Product B** | $80.00 | 15% (product override) | $80.00 × 0.15 | **$12.00** |
| **Product C** | $40.00 | 10% (global fallback) | $40.00 × 0.10 | **$4.00** |

**Total transfer to Vendor A:** $12.00 + $4.00 = **$16.00**  
**Platform keeps:** $120.00 − $16.00 = **$104.00** (before Stripe fees)

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## Example 2: global percentage + product-specific fixed amount

### Configuration

*   **Global setting:** 10% to Vendor A (`acct_vendorA`)
*   **Product D override:** $25.00 fixed to Vendor A (`acct_vendorA`)
*   **Product E:** No product-level settings (uses global)

### Order: 1x product d ($150.00) + 2x product e ($30.00 each)

| Line Item | Price | Transfer Rule | Calculation | Transfer Amount |
| --- | --- | --- | --- | --- |
| **Product D** | $150.00 | $25.00 fixed (product override) | $25.00 per unit × 1 | **$25.00** |
| **Product E** (qty 2) | $60.00 | 10% (global fallback) | $60.00 × 0.10 | **$6.00** |

**Total transfer to Vendor A:** $25.00 + $6.00 = **$31.00**  
**Platform keeps:** $210.00 − $31.00 = **$179.00** (before Stripe fees)

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## Example 3: mixed cart — global, product-level, and variable product

### Configuration

*   **Global setting:** 10% to Vendor A (`acct_vendorA`)
*   **Product F override:** 20% to Vendor A (`acct_vendorA`)
*   **Product G (variable):** Small variation = 12%, Large variation = 18% — both to Vendor A
*   **Product H:** No product-level settings (uses global)

### Order: 1x product f ($100.00) + 1x product g - large ($75.00) + 1x product h ($50.00)

| Line Item | Price | Transfer Rule | Calculation | Transfer Amount |
| --- | --- | --- | --- | --- |
| **Product F** | $100.00 | 20% (product override) | $100.00 × 0.20 | **$20.00** |
| **Product G — Large** | $75.00 | 18% (variation setting) | $75.00 × 0.18 | **$13.50** |
| **Product H** | $50.00 | 10% (global fallback) | $50.00 × 0.10 | **$5.00** |

**Total transfer to Vendor A:** $20.00 + $13.50 + $5.00 = **$38.50**  
**Platform keeps:** $225.00 − $38.50 = **$186.50** (before Stripe fees)

Variable product transfers PRO allow different transfer settings per variation. If the customer had chosen the **Small** variation of Product G, the transfer would have been $75.00 × 0.12 = $9.00 instead.

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## Example 4: Multiple Connected Accounts PRO

### Configuration

*   **Product J:** Two connected accounts configured:
    *   Vendor A (`acct_vendorA`) — 15% percentage transfer
    *   Vendor B (`acct_vendorB`) — 10% percentage transfer
*   **Product K:** One connected account:
    *   Vendor B (`acct_vendorB`) — $20.00 fixed transfer

### Order: 1x product j ($200.00) + 1x product k ($90.00)

| Line Item | Price | Destination | Transfer Rule | Transfer Amount |
| --- | --- | --- | --- | --- |
| **Product J** | $200.00 | Vendor A | 15% | **$30.00** |
| **Product J** | $200.00 | Vendor B | 10% | **$20.00** |
| **Product K** | $90.00 | Vendor B | $20.00 fixed | **$20.00** |

**Transfer to Vendor A:** $30.00

**Transfer to Vendor B:** $20.00 + $20.00 = **$40.00**

**Total transfers:** $30.00 + $40.00 = **$70.00**

**Platform keeps:** $290.00 − $70.00 = **$220.00** (before Stripe fees)

When using multiple connected accounts on a single product, ensure the **total percentage does not exceed 100%** and the total transfer amount does not exceed the line item total. Stripe will reject transfers that exceed the available balance.

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## Key takeaways

*   **Product-level settings always override global settings** for that specific product.
*   **Variable product settings override both** global and parent product settings for that specific variation.
*   **Percentage transfers** are calculated on the **line item total** (price × quantity, after coupons if coupon handling is enabled).
*   **Fixed transfers** are a set dollar amount per line item, regardless of the product price.
*   **Multiple connected accounts** on a single product result in multiple separate transfers from the same order.
*   **Stripe fees** are deducted from the original payment before your platform balance is available. Transfers come from your platform balance, so always ensure the total transfer amount is less than the payment amount minus Stripe's processing fees.