---
title: "Variable Product Transfers PRO"
description: "Set unique transfer values for each WooCommerce product variation. Override both global and product-level settings to control exactly how much each variation sends to connected Stripe accounts."
url: "https://docs.splitpayplugin.com/features/how-to-transfer-payments/variable-product-transfers/"
---
## What are variable product transfers?

Variable product transfers allow you to configure **different transfer settings for each variation** of a WooCommerce variable product. This is the most specific level in the override hierarchy — a variation-level transfer overrides both the global transfer and any product-level transfer set on the parent product.

This is particularly useful when variations have different costs, margins, or vendors, and a single transfer rule doesn't fit all of them.

**Example:** A t-shirt product has 3 size variations. The Small ($20) and Medium ($25) send 15% to the vendor, but the Large ($35) costs more to produce, so it sends a fixed $8 to cover the vendor's material costs instead. Each variation uses the transfer rule that makes sense for its economics.

## How it fits the override hierarchy

Variable product transfers sit at the **top of the override hierarchy** — they are the most specific and always take priority:

Global Transfer → Product-level Transfer → Variable Product Transfer

*   A variation with its own transfer setting **ignores** both the product-level and global settings.
*   A variation **without** its own transfer setting falls back to the product-level setting (if one exists), or the global setting.
*   You can mix and match: some variations use their own settings, others inherit from the product level or global level.

You do **not** need to configure every variation. Only set transfer values on variations that need to differ from the product-level or global setting. Unconfigured variations will automatically inherit from the next level up.

## Prerequisites

Before you can set variation-level transfers, the product must already be configured as a **variable product** in WooCommerce with attributes and variations created:

1.  The product type must be set to **Variable product** in the Product Data dropdown.
2.  **Attributes** must be defined (e.g., Size, Color) and checked as "Used for variations."
3.  **Variations** must be generated from those attributes.

If you haven't set up variations yet, do that first in the **Product Data → Attributes** and **Variations** tabs before configuring transfers.

## How to configure

To set a transfer on a specific variation:

In your WordPress admin, go to **Products** and **Edit** the variable product.

![Clicking Edit on a WooCommerce Product](../../../images/editing-product.png)

Clicking Edit on a WooCommerce Product

In the **Product Data** panel, click the **Variations** tab.

![Variations in WooCommerce Product Settings](../../../images/clicking-variations.png)

Variations in WooCommerce Product Settings

Expand the variation you want to configure by clicking on it.

Locate the **Split Pay Plugin** fields within the variation panel. Enter the **Connected Account ID** for this variation (e.g., `acct_1A2B3C4D5E`).

Select the **Transfer Type** (Percentage or Fixed Amount) and enter the **Transfer Value**.

![Setting Variable Product Split Transfer Values](../../../images/variable-products-multiple-connected-accounts.png)

Setting Variable Product Split Transfer Values

Repeat for any other variations that need unique settings.

Click **Save changes** in the Variations panel, then **Update** the product.

## Mixing transfer types across variations

Each variation is completely independent — you can use **different transfer types** on different variations of the same product:

| Variation | Price | Transfer Type | Transfer Value | Amount Transferred |
| --- | --- | --- | --- | --- |
| **Small** | $20.00 | Percentage | 15% | $3.00 |
| **Medium** | $25.00 | Percentage | 15% | $3.75 |
| **Large** | $35.00 | Fixed Amount | $8.00 | $8.00 |

In this example, the Small and Medium variations use a percentage transfer, while the Large uses a fixed amount. This flexibility allows you to align each variation's transfer with its actual cost structure.

## Fallback behavior

Understanding how variations inherit settings is key to avoiding surprises:

| Variation Setting | Product-level Setting | Global Setting | What Happens |
| --- | --- | --- | --- |
| Set | Any | Any | Variation setting is used |
| Not set | Set | Any | Product-level setting is used |
| Not set | Not set | Set | Global setting is used |
| Not set | Not set | Not set | No transfer occurs |

## Practical scenarios

### Scenario 1: Different margins per variation

A candle shop sells candles in Small, Medium, and Large. The wax supplier charges proportionally more for larger candles. The store sets 20% for Small, 18% for Medium, and 15% for Large to maintain consistent profit margins across all sizes.

### Scenario 2: Fixed production costs

A print shop sells custom posters in different sizes. Each size has a specific production cost: $5 for A4, $8 for A3, and $12 for A2. Using fixed transfers per variation ensures the production partner always receives exactly what they're owed, regardless of the retail price.

### Scenario 3: Different vendors per variation

A clothing store sells a jacket available in Leather and Synthetic. The Leather variation is sourced from Vendor A and the Synthetic from Vendor B. Each variation points to a different connected Stripe account, routing payments to the correct supplier.

**Remember:** If a fixed transfer amount exceeds the variation's price, the full variation price is transferred instead. The transfer can never exceed the amount charged to the customer.

## Tips

*   **Start with global, then refine.** Set a global transfer first, then only configure product-level or variation-level overrides where needed. This keeps your setup manageable.
*   **Use the Bulk Editor** if you need to update transfers across many variations. See [Bulk Editor](../../../features/bulk-editor/).
*   **Test with Stripe Test Mode** before going live. See [Testing](../../../faqs/testing/) for details on how to verify transfers are calculated correctly.